Emerging Trends in Data and Insurance Underwriting

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Since the advent of the modern industrial era, the most successful enterprises have leveraged spatial analytics, or data on the space and workstreams of our physical world, to upend industries. In the early 20th century it was Ford using data points to find a better way to manufacture high quality and low-cost cars — this was only refined by Toyota’s TPS system later in the 20th century. Now well into the 21st century, just what vertical applications are best suited to take up the baton and execute on the opportunity?

Immediately FinTech comes…


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While media attention around PropTech has historically focused on high growth, platform economic plays such as WeWork, a colossal opportunity lies within the walls, by the water cooler, and everywhere in between the residential, commercial, industrial spaces around us (and beyond). Specifically, real estate sits on a unique and largely untapped set of data that has historically remained underutilized, to the detriment of the industry. This was fully realized as the sector was both the hardest hit and slowest to react at the onset of the COVID-19 pandemic, in part because of the lack of information available across residential, commercial…

Dave Mullen

Venture Investor @ SVB Capital, Data Enthusiast, Emerging Venture Capital Association

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